When the Affordable Care Act (ACA) was passed, one of its most important milestones was the inclusion of Essential Health Benefits (EHBs) in all ACA-compliant health insurance plans. These 10 categories of health services are designed to ensure that every American has access to a broad range of healthcare services. The good news is, if you’re looking for a health plan that includes these benefits, TurboHealth.com has you covered.
TurboHealth.com provides access to health insurance plans that meet ACA standards, guaranteeing the coverage of these essential services. In this blog post, we’ll explain what EHBs are, why they matter, and how you can get a health plan that includes these benefits through TurboHealth.com.
What Are Essential Health Benefits (EHBs)?
Essential Health Benefits are a set of 10 categories of services that must be covered by all ACA-compliant health insurance plans. These benefits are designed to ensure comprehensive coverage that addresses a wide range of healthcare needs, from emergency services to preventive care and prescription drugs. With TurboHealth.com, you can find a plan that includes all of these essential services, no matter your health situation or budget.
Here are the 10 Essential Health Benefits that every ACA-compliant plan must cover:
- Outpatient Care (Ambulatory Patient Services)
Outpatient care refers to the medical services you receive without being admitted to a hospital. This could include visits to your primary care doctor, specialist consultations, minor surgeries, and diagnostic testing. With TurboHealth.com, you’ll find plans that cover these services, ensuring you can get the care you need without having to worry about high out-of-pocket costs. - Emergency Services
Emergencies can happen at any time, and when they do, having the right coverage can make all the difference. ACA-compliant plans through TurboHealth.com include emergency services coverage, which means you’re covered for emergency room visits, ambulance rides, and urgent care, no matter where or when you need it. - Hospitalization
Whether you need a surgery, overnight stay, or a more intensive medical procedure, hospitalization coverage ensures you’re protected. TurboHealth.com provides access to plans that cover both inpatient and outpatient hospital services, so you’re prepared for any medical situation that might require a hospital visit. - Pregnancy, Maternity, and Newborn Care
Pregnancy and maternity care are critical for expecting families. TurboHealth.com offers health plans that cover prenatal care, labor and delivery, and postnatal care for both mother and baby. This benefit also extends to newborn care, making sure your little one receives essential medical services from day one. - Mental Health and Substance Use Disorder Services
Mental health is just as important as physical health, which is why mental health and substance use disorder services are a key part of ACA-compliant plans. TurboHealth.com connects you with plans that provide coverage for therapy, counseling, inpatient mental health services, and substance abuse treatment, helping you prioritize your emotional and psychological well-being. - Prescription Drug Coverage
Prescription drugs can be a significant part of your healthcare needs, especially if you have a chronic condition or need ongoing treatment. All health plans available through TurboHealth.com cover prescription drugs, ensuring that you can afford the medications you need to stay healthy. - Rehabilitative and Habilitative Services and Devices
Whether you’re recovering from an injury, surgery, or managing a long-term condition, rehabilitative and habilitative services are essential. These services help you recover and regain your physical or mental abilities, and TurboHealth.com offers health plans that cover therapy and devices designed to help you on your road to recovery. - Laboratory Services
Diagnostic tests, blood work, and other lab services are essential for monitoring your health. TurboHealth.com ensures that the health plans available through its platform include laboratory services, so you can get the tests you need to identify health conditions early and get the proper treatment. - Preventive and Wellness Services, and Chronic Disease Management
Preventive care is a key component of ACA plans, and TurboHealth.com makes sure that the plans offered include coverage for annual check-ups, vaccinations, screenings, and chronic disease management. Preventive services help detect health issues before they become major problems, ultimately saving you money and helping you live a healthier life. - Pediatric Services, Including Oral and Vision Care
Pediatric care is another crucial benefit provided by ACA-compliant plans. TurboHealth.com connects you with plans that cover routine check-ups, immunizations, dental care, and vision care for your children. While adult dental and vision care isn’t part of the Essential Health Benefits, your kids will have full access to these services.
Preventive Care: No-Cost Coverage for Healthy Living
One of the major perks of ACA-compliant plans is that they cover preventive services at no cost to you. TurboHealth.com offers plans that provide free access to over 60 preventive care services, such as flu shots, cancer screenings, and wellness exams, as long as you visit an in-network provider.
Preventive care helps you stay on top of your health, catching problems early before they become more serious and expensive to treat. For example, routine screenings can help detect conditions like high cholesterol, diabetes, and certain types of cancer in their earliest, most treatable stages.
Birth Control and Breastfeeding Support: Essential Services
If you’re planning a family or in need of reproductive healthcare, TurboHealth.com offers plans that cover birth control and breastfeeding support. These benefits include a wide variety of birth control options, including prescription methods and over-the-counter solutions. Plans also include breastfeeding supplies, support, and counseling to ensure that new mothers have the help they need to successfully breastfeed their babies.
Why Choose TurboHealth.com?
At TurboHealth.com, we make it easy to find a health plan that provides all of these essential benefits and more. Whether you’re looking for a comprehensive family plan, individual coverage, or need to make changes during open enrollment, our platform gives you access to health insurance options that are ACA-compliant and tailored to your specific needs.
TurboHealth.com partners with a wide range of health insurance providers, ensuring that you can find a plan that works for you at a price you can afford. Plus, with help from our team of experts, enrolling in a plan that covers the Essential Health Benefits is simple and stress-free.
Other Health Coverage Options
In addition to Marketplace plans, you may also be eligible for other health coverage options through TurboHealth.com, such as:
- Medicaid: Low-income individuals and families may qualify for Medicaid. You can check your eligibility and apply directly on TurboHealth.com.
- COBRA: If you’ve recently lost your job, COBRA allows you to continue your employer-sponsored insurance, though you’ll pay the full premium.
- Medicare: If you’re 65 or older, you can enroll in Medicare through TurboHealth.com.
Final Thoughts
Essential Health Benefits ensure that you have access to the full range of healthcare services, from preventive care to emergency services and mental health support. With TurboHealth.com, you can easily find ACA-compliant plans that guarantee you’ll have these essential benefits covered. Whether you’re shopping for yourself or your family, TurboHealth.com makes it easier than ever to get the coverage you need to stay healthy and protected.
To explore health insurance plans and see what’s available in your area, head over to TurboHealth.com today and take the next step in securing comprehensive coverage.
